Mood & Anxiety Disorders

Mood and Anxiety

Mood and anxiety disorders are very common.
The mortality risk is primarily
due to cardiovascular disease,
suicide and substance abuse.
Risk is highest early in the
course of treatment or within
two years of hospitalization.

Mood disorders are divided
into depressive disorders and
bipolar disorders. Anxiety
disorders include panic,
social phobia, generalized
anxiety disorders, obsessive
compulsive disorders and post
traumatic stress disorders.
Depressive disorders often
overlap with anxiety disorders
with recurrence common for

Antidepressants, with
or without counseling,
are effective in treating
most individuals although
for more severe cases,
electroconvulsive therapy or
anti-psychotic agents may be

Important to know:

  • Clinical diagnosis
  • Date of diagnosis
  • Type of treatment
    (medication, ECT,
  • Any hospitalizations
  • Any suicide attempts or
  • Any alcohol or drug abuse history

Helpful terms: 

Benzodiazepines: Occasionally prescribed for anxiety, these drugs can be addicting: Xanax, Klonopin, Lorazepam and Valium are just a few. Caution is necessary when these drugs are prescribed.

Electroconvulsive Therapy (ECT): Electroconvulsive Therapy is formally known as electroshock therapy and is occasionally used for severe depression which has not responded to other treatment.

Contact Information

Diagnosis/Treatment Information

This is not an application for insurance and in no way guarantees a specific underwriting class or binds any insurance coverage with any insurance carrier.  This form is used exclusively to gather specific information on a proposed insured’s medical history and other factors that may impact underwriting and rating classification. Information contained herein is for informational purposes only and is not intended to be a substitute for medical advice.